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What Are Equity Mutual Funds and how does it Benefit Investors?

An equity mutual is a mutual fund that invests in equity and equity related instruments with the aim of long-term capital appreciation.

Thus, an equity mutual fund is a mutual fund that invest in equity shares of companies that have potential to provide long term returns to investors.

An example of a growth oriented equity mutual fund would be a mutual fund that has in its portfolio companies with a proven track record of great revenue growth or younger companies with potential. Equity mutual funds follow different styles such as growth, blend and value funds and comprise the primary categories of equity mutual funds.

An equity mutual fund scheme generally aims to provide capital appreciation over the medium to long- term.

Growth Plan vs. IDCW(Income Distribution cum Capital Withdrawal’)

The term “Dividend Option” in mutual funds was changed to “IDCW” in April 2021 by SEBI.

Should the investor invest in Growth Plan VS IDCW?

In a growth plan, the profits remain invested in the scheme. Over a long period, the investor can earn compounded returns. Growth plan NAV will always be higher than the IDCW option because on distribution of the available surplus the NAV of the scheme is reduced to that extent. .
In IDCW, the available surplus may be dispensed partially or fully at the discretion of the fund manager / AMC / Trustees.
If investors prefer capital appreciation or long-term wealth creation, they should invest in growth option of the mutual fund scheme.
If the investors aim for cash-flows from their investments, then they may opt for IDCW option.
Benefits of Equity mutual Funds

Potential for high returns over long term
This fund appeals to a lot of investors because of its potential for high return with high risk.

Risk
Equity mutual funds are high-risk investment instruments. Therefore, you must consider investing in equity mutual fund schemes only if you are risk-tolerant and are willing to invest for at least 5 to 10 years. The only returns would be your profit on selling the investment and this would be the excess of selling price over the purchase price.

Volatility
Equity mutual funds are extremely volatile as stocks fall and rise depending on market behaviour. Therefore, it is best suited for investors who are able to tolerate the volatility.

Tax Efficiency
Equity mutual funds attract long term capital gains tax LTCG tax at 10% if the earning is above Rs 1 lakh and held more than a year.

Money management
Fund managers who manage the equity fund are qualified professionals, who identify high potential stocks for the investors.

Diversified Portfolio
A mix of stocks in a mutual fund creates diversification and helps to reduce the overall risk of investing in volatile stocks to some extent.

To conclude, one should invest in equity mutual funds if one wishes to be a long-term investor in the stock market looking for capital appreciation.

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How To Prevent Acne And Pimple Naturally With Herbal Remedies?

Everyone wants spotless fair and glowing skin to make good first impression and to feel confident. But due to scars and redness of acne and pimple, dark spots or blackheads skin looks dull and patchy. One can find wide range of skin lightening creams and fairness skin care products that claims to give spotless skin within few days or in a short time. But those creams do not work in healthy manner as they contain synthetic and artificial chemicals. These chemicals may give fast results but they do not cure the problem from root.

However, herbal products and remedies obtain long lasting results and benefit the skin in a lot of different ways like to protect skin from dust, dirt and pollution, etc., and maintain optimum skin health. Let’s see here some of the best herbal home remedies that effectively prevent acne and pimple related problems and provide natural glow to the skin.

Gram flour is well-known herbal remedy for unblemished and clear skin. It is effective in healing and lightening the skin and also removes blackheads and dark spots naturally. One can use face pack or ubtan of gram flour every other day for natural cure. Add turmeric and milk in gram flour and make a paste. Apply thick layer on face and scrub it off when it fully dried.

Lemon juice is another best natural remedy for preventing acne and pimples. One can apply lemon juice as a face mask daily routine. For effective result, one can leave face mask of lemon juice overnight and wash it off in the next morning. Lemon juice is rich of fruity acids, natural sugars and other beneficial nutrients, which improve overall health of skin and body.

Tomato is also a good natural remedy to get rid of pimples and acne. It is an appropriate choice for people with oily skin. It can prevent the accumulation of oil on skin surface and block formation of pimple. Hence one can feel free to make use of tomato squash to get rid of pimples due to oil accumulation on skin. Tomato pulp contains antioxidants properties to prevent oil from skin. It reduces inflammation and damage of skin cells without inducing any negative effect.

To prevent acne and pimple occurs due to dead skin cell one can also use Orange peel paste. Orange contains vitamin C, citric acid, and astringent properties. The vitamin C is particularly helpful because it promotes the growth of new healthy cells to keep better condition overall skin health. One can use Golden Glow capsule to get effective and long lasting results to prevent acne. It is one of the best recommended herbal remedies that prevent acne and pimples and provide bright skin tone.

These herbal capsules enhance the flow of blood and moisturized the skin cells. It provides proper nutrition and removes dryness and dead cell from skin. One can directly intake Golden Glow capsule 3 times in a day with milk or water. To get permanent and satisfied results, consume this herbal solution consistently for three or four months.

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Kaer Body Armor Natural Remedy for Inflammation and Immunity

A loss in water equilibrium in the human body leads to the following negative effects on the body and mind. some of them are mils and can be easily treated, while some do take to very serious levels that can be uber harmful to the body and mind. water is responsible for healthy living. It is vital for the survival of the human body. Besides that, water also helps to maintain the smooth functioning of the body and mind. without it, there comes a disbalance in the workings of the body and mind. to help maintain that balance and bring efficiencyto the functions of the human body, hydration is of utmost essential. Every individual is characterized by a set of features, specifically, height and weight in the context of the topic. Therefore, the level of water that a human body needs also differs according to the weight and height of an individual.

Some of the side effects or negative effects of a disbalance in water equilibrium in the body are as follows –

A less than required water level in the body makes the body function with disruptions, it gives rise to headaches that can lead to migraines. The skin slowly starts to fade and turn dull and weary. The body feels tired and unwilling to do any work. It depresses the optimum performance capabilities of the body and mind. And, the mind also starts to feel less active and weary. One of the common symptoms of less water intake is a constant dry feeling in the mouth.

Importance of water for survival
Water helps to carry essential nutrients, vitamins, and other important elements from one part of the body to the other. From carrying important vitamins and nutrients to every cell in the body to carrying the essential elements to the brain, water does it all! Furthermore, body armor foods good for inflammation helps to keep body temperature in check, regulate body temperature, help in the healing of injuries like swollen muscles, pain, cuts, etc. it aids in helping the body to effectively absorb nutrients, amino acids, vitamins, and other food sources. It helps individuals deal with sudden changes in weight loss, it also promotes weight loss, helps to remove toxic elements from the body, and also aids in skin health. So much so, water is also helpful in energizing the body and relieving the body and mind from feelings of, fatigue, lethargy, less motivation, and less productivity.

A herbal and natural medley of ingredients
Body armor, foods good for inflammation are created from a natural combination of herbs and mushrooms. It is enriched with the healing and remedial benefits of natural and organic elements like reishi, cordyceps, alisma rhizome, atractylodes rhizome, Poria, Polyporus, and cinnamon twigs. They help prevent inflammation, restoring water balance, support kidney functions, increase immunity, and enrich the body with antioxidants. Body armor is a pure vegan herbal food supplement. It is a plant-based product. also, pure kosher. It has not been processed with the help of genetic engineering, therefore, is a completely non-GMO product. the body armor natural remedy for inflammation is free from sugar elements. As well as, sugar substitutes. It is also free from lactose ingredients, therefore, free from dairy compounds. It is free from any variety of nuts as well. The Kaer body armor, a natural remedy for inflammation, also does not have any inclusion of artificially made flavors to enhance the taste of taste buds.

How to maximize the benefits of body armor powder?
Body armor powder is a natural remedy for inflammation is taken with the medium of any beverage or baked food item. Blend one teaspoon of the body armor with any of your favorite beverages, be it hot or cold. And, use that for up to three times daily. Using it three times daily will help the body to realize its optimum benefits.

Anti-aging and anti inflammatory properties
Low water level or a disbalance in water level, cause inflammatory signs in the body. If the body organs get affected by inflammation, it slows down its optimum functioning ability. Hence, because each organ is related to the other, slowly and steadily, the overall functions of the body get reduced. Body armor is filled with the goodness of cordyceps ingredients. Cordyceps has many benefits like boosting physical activity efficiency, aids in the healing of swollen injury and tumor, support heart activities, and anti-aging symptoms. Body armor, natural anti inflammatory foods help to cure inflammation and tackle the early signs of aging. Cordyceps also helps to increase the body’s immunity power and help it to protect itself from diseases and ailments.

Body armor helps combat the negative effects of water disbalance in the body
Body armor, natural anti inflammatory foods are made with the goodness of Alisma herb. Alisma herb helps fight off the negative effects of water disbalance in the body. It helps the body to get rid of harmful fluid, reduces water retention excessively, and soothes the body from bloating. Bloating and water retention doesn’t allow the body organs to operate in an optimum manner. When it doesn’t do so, the functioning and output of the body’s performance are variably reduced. The process of water intake and flushing out toxins from the body affects the kidneys too. Body armor has a natural diuretic that backs up and supports the operations of kidneys. It supports kidney functions and helps it to effectively balance the flushing out of toxins from the body. Reishi is a mushroom and herbal ingredient used in body armor powder. It activates the body and its organs with a flush of antioxidants, which helps the body to remove these side effects of disbalance in water level – fatigue, lethargy, tiredness, and drowsiness. It has antioxidants that fight fatigue and guides the body towards gaining back its lost water balance, with the help of other ingredients. thus, helping to develop strong immunity power and prohibit bloating, inflammation, and lethargy.

Conclusion
Body armor helps to fight to build immunity power, relieve the body from bloating, and help to combat rising signs of anti-aging. Body Armor’s three most important functions become, therefore, to support the immune system., fight water retention and reduce inflammatory signs. It helps to guide the body to gain back its water balance through its mushrooms and herbs mix. It removes bloating and helps to filter out toxins without any side effects on the body and mind.it tries to maintain a healthy water balance in the body and energize the functions of the mind and body. By fighting off lethargy, drowsiness, low energy, and weak immunity, it helps to drive the body to become healthy and healthy and function smoothly. Body armor foods good for inflammation helps to regain water balance and deliver smooth functioning of the body and promote the health of the body from inside out.

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