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The Different Ways of Investing in a Mutual Fund Online

A mutual fund means a fund established in the form of a trust to raise monies through the sale of units to the public or a section of the pubic under one or more schemes for investing in securities, money market instruments, gold or gold related instruments, real estate assets and such other assets

In the past, the way for the mutual fund investor to make investments was through AMC agents or distributors.

Thanks to internet banking, the mutual fund online investor can start investing in mutual funds online any time of the day.

Even on the internet, there are multiple ways for investing in mutual funds online.

AMC Website
The simplest way to start investing in mutual funds online is through the website of AMC (Asset Management Company) or fund house. Most of the fund houses in India operate an online portal. The mutual fund investor can now make any mutual fund investment online. It KYC is mandatory for the investors to invest in mutual fund online.

Mobile App
Nowadays, most of the AMC’s have mobile apps from where the mutual fund online investor can invest in a fund of her/his choice in no time. In case of an Android or iOS device, download the AMC app, complete the KYC if not done already and start making mutual fund investments online.

The mobile app is also highly convenient. One can invest a lump sum amount or start a SIP. By investing through the official website or mobile app of the AMC,

Demat Account
Another well-known way to invest online in mutual funds is through your DEMAT account. You need to contact a stockbroker to open a demat and trading account. Most brokers allow you to open a demat account online.

The mutual fund online investor can easily buy and sell units of any mutual fund schemes. However, do remember that brokers charge a DEMAT Charges .

Third Party Web Portals
There are also third party web portals that allow the investor to make mutual fund investments online. These portals are normally registered with the AMCs as distributors. They earn a commission when you invest through them. Some of them also have mobile apps that allow you to invest in mutual funds online.

Bank Website
In the present day, many of the banks too are registered as distributors of several AMCs. You can visit the official website or your bank and start investing in mutual funds online. Just like third party portals, the banks too earn a commission when one invests through them. Stock exchanges

Investors can invest in mutual funds directly through recognised stock exchanges Whichever mode of investment is used to make online mutual fund investments, do not forget to take the help of a mutual fund calculator to calculate your returns. A mutual fund calculator is a financial mechanism that enables investors to calculate the estimated returns on their mutual fund investments.

This mechanism guides you in your future planning based on estimated returns and your investment objectives.

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What Is Fluorosis? What Are The Symptoms, Causes, And Treatment?

Once the teeth start coming in, the teeth of those affected by this condition can begin appearing discolored mildly. The teeth might start having stains from yellow to dark brown color, and you might face surface irregularities or pits that are incredibly noticeable. Such a situation calls for urgent dental care.

Fluorosis was first started in the early 20th century, and researchers showed that the stains were caused due to high fluoride levels in the local water supply. The fluoride existed naturally in the groundwater. People who suffered from colors came to have a weirdly high resistance to dental cavities. Even though fluorosis is not a disease, it can be psychologically distressing and difficult to treat.

Causes of fluorosis

A significant reason for fluorosis is the inappropriate use of fluoride-containing dental products such as toothpaste and mouth rinses. There are other causes of fluorosis as well, such as taking a higher than the prescribed amount of a fluoride supplement during the early years of childhood. Therefore, taking a fluoride supplement or fluoride-containing juices can end up damaging your dental condition and calls for a dental emergency.

Symptoms of fluorosis

This condition’s symptoms range from tiny white specks or streaks that might go unnoticed to dark brown stains or rough enamel that can get quite difficult to clean. Those teeth that are unaffected by fluorosis are generally smooth as well as glossy. Moreover, there are various categories of fluorosis’s seriousness, ranging from questionable and very mild up to moderate and severe.

Treatment of fluorosis

Usually, fluorosis is mild and generally doesn’t require any special treatment. The appearance and color are affected by moderate to severe fluorosis and can be improved and fixed through various techniques.

Tooth whitening and other such procedures to remove the stains – Bleaching teeth is not recommended as a solution as it may further damage the teeth.
Bonding is used to create a coating layer on the tooth with a hard resin that bonds it to the enamel.
Crowns
Veneers, which are custom, made shells that cover the teeth’ front and improve the overall appearance.
MI paste, which is a calcium phosphate product that is used for minimizing tooth discoloration.

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A.M. Sensuality Tips: Making the Most of Morning Wood

When a man is ready to rise and shine, he usually isn’t the only one who’s up and at ‘em. “Morning wood,” or a woody that is present when one awakens, is a very common occurrence and is a sign of good male organ health. Experts know that morning is, for many men, the time when they are biologically most ready for intimacy, so indulging that morning tumescence makes sense. Of course, sometimes a man needs to take a few steps to prepare for a.m. activities. The sensuality tips below can help make morning play both more likely and more enjoyable.

Allow enough time. On weekends, it’s usually easy to accommodate wake-up play, but weekdays can be more challenging. Therefore, it’s wise to wake up early enough to make sure there’s time for some relaxed coupling. How much time? That depends on the couple. Many enjoy a “quickie” and may find five minutes sufficient; others may want 30 or 40 minutes (or more) in order to properly enjoy some together time.

Watch the breath. Probably the biggest negative associated with having relations just after awakening is that dreaded morning breath. Couples should definitely have a plan for conquering this obstacle. Many people need to urinate upon first awakening, so they can quickly brush their teeth at the same time. But for those who wake up and want to get right down to business, keeping some breath mints or mouthwash and a “spit cup” on the nightstand is a must.

Be clean. Since there’s likely no time for a shower before beginning the morning festivities, men should take a shower the night before. Those men whose bodies tend to attract odor easily should keep some deodorant and/or cologne nearby for a quick application upon waking. Many women find a guy’s “bed head” – that messy I-just-woke-up look – appealing, but if it goes from messy to rat’s nest-y, run a brush through it a couple of times.

Warm her up. Guys may wake up with a woody that is raring to go, but that doesn’t mean their lady friend is in quite as advanced a state of receptivity. It often helps to take the time to gently awaken the special woman, perhaps by whispering arousing sentiments into her ear while putting one’s arms around her for a warm hug.

Make the most of the lead-up. Unless a quickie is on the menu, start by sensually removing her nightclothes and any undergarments she may be wearing. Take time doing this and be sure to express appreciation for the body that lies underneath these clothes. Spend time exploring all of her sensitive areas, and don’t be limited to using hands. A man should let his mouth, his feet, his legs and his male organ caress his partner’s body as he seeks to stoke her sensual fires.

Know one’s (time) limit. Play before work can put a big smile on the faces of both partners. But if there’s concern about taking too long and being late to work, it can make one or both partners too anxious to really enjoy the event. If this is potentially the case, the couple needs to enter into it with the agreement that, as much as they might like to stay in bed for hours, they will stop at a certain time – even if one or both partners has not climaxed yet. After all, the goal is to enjoy the experience and the closeness resulting, not to focus solely on the final moments.

No list of sensuality tips for improving morning fun would be complete without reminding a man that he must keep his manhood in good health. Daily application of a first rate male organ health crème (health professionals recommend Man1 Man Oil) is crucial for appropriate male organ health maintenance. For optimal results, select a crème that includes both vitamins A and C. Vitamin A conveys strong antibacterial benefits which help to eliminate persistent male organ odor (a major turnoff for many women). And vitamin C is associated with advanced collagen production, which not only delivers excellent skin tone and elasticity but also contributes to proper male functioning.

Visit http://www.menshealthfirst.com for additional information on most common male organ health issues, tips on improving male organ sensitivity and what to do to maintain a healthy male organ. John Dugan is a professional writer who specializes in men’s health issues and is an ongoing contributing writer to numerous websites.

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